Terms and Conditions


Terms of Use

Effective Date: January 1, 2016



By obtaining YPIS.INFO and using the services accessible on this web site, you agree to be bound by the Terms of Use below. Please read these terms carefully. In the event that you do not agree to these conditions, do not get or utilize this website.



Loan Matching Service

YPIS.INFO is a loan matching service that connects consumers with future lenders participating in its direct network of personal loan lenders. To work with the service, you need to complete a web-based application form that requests specific info from you, including, but not limited to, your name, address, telephone number, email, social security number, banking account information, and employment information. YPIS.INFO's group and use of this info is subject for this site's Privacy Policy. By utilizing services offered on this particular website or this web site, in addition you consent to the terms and conditions set forth in the Privacy Policy. In the event that you do not agree to these Conditions Of Use of the different Privacy Policy, please do not use this web site.



Once a consumer submits the application form on this web site, YPIS.INFO shares you advice with one or more participating lenders. By submitting the application form, you are extending an express invitation to YPIS.INFO and all of the participating lenders with whom your info is shared to get in touch with you by any means (including, without limitation, email address, telephone, text and direct mail) so they may help you with your transaction or provide info to you personally about additional offers in which you could have an interest.



Participating lenders who receive your application tips from YPIS.INFO review your advice in real-time to find out whether your advice fulfills the lender's loan qualification standards. Participating lenders may, among other things, confirm your social security number, perform a credit check, and review your advice against national databases that track consumer transactions with lending institutions. By submitting the application form, you agree to let participating lenders verify to review and research your advice in such style.



If your participating lender establishes that your application fulfills its loan qualification standards, YPIS.INFO will open a new web page identifying the name(s) and contact information of the lender(s), or redirect your browser to the creditor 's website. You understand and agree that, once you have been redirected to the lender's website, YPIS.INFO has no additional participation in the loan application or acceptance process. Your following interactions with the lender are subject to terms of use privacy policy and other policies enforced by that lender.



YPIS.INFO isn't a creditor and does not make loans or credit decisions in connection using its loan matching service. YPIS.INFO does not guarantee acceptance into any particular loan program or specific loan terms of conditions with any participating lender. YPIS.INFO isn't an agent of or any participating lender. YPIS.INFO isn't involved having a lender's use and review of your application advice or in making a conclusion about whether you fulfill a particular lender's loan qualification standards. The lender is completely responsible for its services to you personally, and you agree that YPIS.INFO shan't be liable for almost any damages or costs of any type arising out of or by any means associated along with your use of the outstanding loan matching service.



YPIS.INFO allows the right to alter any advice, attributes and functions of the loan matching service without prior notice. YPIS.INFO isn't liable for almost any errors or delays in providing the loan identical services caused by malfunctions in any of the program advice provided by you or by any technical issues beyond our reasonable control.



Disclaimers and Limitations

The advice as well as this website, software, services and products related to it are provided 'as is.' YPIS.INFO makes no warranty concerning the results that might be attained by using this website as well as the advice, software, services and products associated with that.



Use of this website or its services is at your own risk.



YPIS.INFOm makes no representation that materials on the Site are appropriate or available for use in locations apart from America. Those who prefer to access YPIS.INFO from outside the United States do so on their particular initiative and at their particular risk, and so are liable for compliance with local laws, if and to the extent applicable.



Indemnity

As a condition of applying this web site or the services offered herein, you agree to indemnify YPIS.INFO and its participating lenders from and against any and all liabilities, expenses (including attorneys' fees) and damages arising out of claims resulting from your own use of this web site, including without limitation any claims alleging facts that if true would constitute a breach by you of these Conditions.



Links to Third Parties

This web site may contain links to other web sites managed by participating lenders or other third parties. Such links are provided for reference and your convenience only. YPIS.INFO doesn't operate or control in almost any respect any information, software, products or services on such third party websites. YPIS.INFO's inclusion of a link to a web site will not imply any endorsement of the services or the website, its contents, or its sponsoring organization.




Brand and Intellectual Property

Nothing contained on the Site needs to be construed as granting, by implication or otherwise, any license or right to work with any content on the Site with no written permission of YPIS.INFO.



Other Terms

These Conditions Of Use, together with the Privacy Policy constitute the whole understanding involving you and YPIS.INFO. If any part of these Conditions is established unenforceable pursuant to applicable law, then the invalid and unenforceable provision will undoubtedly be deemed superseded by way of a valid and enforceable provision that many closely matches the intent of the original provision and the remainder of these Terms shall remain in effect.



YPIS.INFO may amend these Conditions at any moment by posting the amended terms on its site. Your continued use of the Site after any adjustment will behave as an agreement to the Terms Of Use as modified. Upon posting, all amended terms are automatically effective immediately.



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