Privacy Policy



Privacy Policy

YPIS.INFO is a Participant in the TRUSTe Privacy Seal Program. TRUSTe is an independent organization whose mission would be to advance trust and privacy in the networked world. As this Web site would like to demonstrate its commitment to your privacy, it has agreed to disclose its information practices and have its privacy practices tracked for compliance by TRUSTe.



When you have questions or concerns regarding this statement, you should first contact us at YPIS.INFO. Should you not receive acknowledgment of your query, or if your question hasn't been satisfactorily addressed, you should then contact TRUSTe at YPIS.INFO. TRUSTe will then serve as a liaison with all the Web site to work out your concerns.



YPIS.INFO ("Company" or "we" or "our"), owns and operates the website located at YPIS.INFO, (the "Site"). Through the Site, Business operates a prospective customer data base (the "Service"), by which it compiles, sorts and sells contact information to companies on behalf of individual consumers that have shown an interest in applying for a business' products or services and has affirmatively requested to be contacted by a representative of a good or service business. Business utilizes third party vendors, third party affiliates, and also various media advertisements to advertise the Site to consumers interested in completing a web-based application at our Site or to supplement our database by buying their database of consumers who have completed applications on websites besides Business's and have affirmatively requested receipt of information about merchandise or service offerings much like those offered on Business's Site.



Company also markets its product and service offerings via e-mail or phone to consumers who requested that they be contacted either through our on-line application opt-in process via our Site or through an Opt-In process on one of our many vendor or affiliate websites (List Members). List Members will likely then receive e-mail or phone contacts.html just for so long as they desire to carry on to receive such contacts.html.



List Members can get off our phone and e-mail contact lists at any given moment, no questions asked. It's possible for you to remove yourself from further contact from Company by simply clicking on the CHOOSE-Out link within each e-mail, or by sending in your SELECT-Out request via e-mail to YPIS.INFO.



Should you decide to remove yourself from our contact list, if appropriate, we'll also forward your name and contact information to the specific vendor or affiliate marketer who supplied your informational request to us so that they'll include your name on their do-not-contact list too. Please bear in mind that if your advice was bought commercially from a third party vendor, Business might not function as the only data company your contact information was sold to. Additionally, our third party vendor or affiliate could have bought your contact information from someone else and consequently you could continue to get contacts.html from those firms too.




Your privacy is our concern

We recognize the importance of protecting your private information. We collect and keep information about you to process your requests for products and services, to talk to you, and also to educate you about other financial services that may be of interest to you personally through our news letter. Except as explained here in our Privacy Policy, we do not sell nonpublic personal information about current or former customers, nor do we share this type of info with anyone besides our affiliates.



We would like consumers to feel comfortable using the Site and participating in the Service, so we've created this Privacy Policy to let you understand what information we might collect from you on the Site and through the Service and exactly how we might utilize that advice. Please take a minute to review the terms of our Privacy Policy. By using the Site and participating in the Service, you agree to accept the terms of our Privacy Policy. Please do not make use of the Site or participate in the Service, if you don't consent to the terms of this Privacy Policy.




Minors

YPIS.INFO will not intentionally collect personally identifiable info from children under 13 years old.




General use and info collection

YPIS.INFO gathers information through the Site from our prospective and existing customers at a number of different points on our web sites. We use contact information to send information regarding our company also to service existing accounts. Users may opt- opt -out section below. Fiscal and contact information that's collected is used for confirming your name, address and other information. When you submit our forms not absolutely all information asked for on our website is necessary. Only Name, City, State, Address, Zip Code, Work Phone, Home Phone, Email, House Type, Present Value, Loan Amount Wanted, 1st Mortgage Balance, Current Interest Rate, Current Payment, Are you Behind on Payments, Credit Rating, Area of Employment, Years Employed, Yearly Income, Loan Wanted, and Best Time to Call. Information about your computer hardware and software is automatically collected by YPIS.INFO and could possibly be shared in aggregate with third parties whose services are used for traffic analysis purposes. This info is used by YPIS.INFO to preserve and increase the caliber of the service and also to create statistics regarding use of the YPIS.INFO website.



To maximum friendly our website usage you don't need to complete any enrollment forms. Also we WOn't send you any advice such upgrades or newsletters without your personal request.




Choice/opt-out

Our website provides users the chance to opt-out of receiving communications from us and our associates as formerly described above.



This site gives users the following alternatives for removing their information from our database to not receive future communications or to no longer receive our service.


It is possible to send e-mail to YPIS.INFO

You can send email to the following postal address:


Please note that participation in a few activities on our website could possibly be limited if personally identifiable info is not submitted for the user.




Cookies

A cookie is a piece of data stored on an individual 's hard drive containing information regarding an individual. Usage of a cookie is in no way linked to any personally identifiable information while on our website. If a user rejects the cookie, they may still use our site however without cookies the user may not have access to certain features on our website. To do this we use a tracking utility service offered by Web Trends, Inc. All biscuits served on the domain, both session and persistent are tied to the Personally Identifiable Information which you supply.



Some of our business partners use cookies on our website (as an example, advertisers). Nevertheless, we don't have any access to or control over these cookies once set on our website.




Links

This site contains links to other websites. Please remember that Company is not liable for the privacy practices of such other websites. We encourage our users to be aware when they leave our website and also to read the privacy statements of every single web site that collects personally identifiable information. This privacy statement applies solely to information collected by Company even in instances where we might frame another website with our own. We may co-brand particular services with third parties. It will be clear in the point of collection who is collecting such information and whose privacy statement regulates. For instance, without limiting the foregoing, we co-brand credit reporting agencies and, with insurance brokers, automotive firms.




Security

We work with a variety of security technologies and procedures to greatly help safeguard your own personal info from unauthorized access, use, or disclosure. For instance, we store the personal information which you provide on computer systems with limited accessibility, which are in controlled facilities. When we transmit highly confidential information (such as a credit card number) over the World Wide Web, we protect it through the usage of encryption, like the Secure Socket Layer (SSL) protocol.




Disclosure

We cannot ensure that all of your private communications and also other personally identifiable information WOn't ever be disclosed in ways not otherwise described in this Privacy Agreement. By means of example (without limiting the foregoing), we might be forced to disclose advice to the government or third parties under certain circumstances as required by law, third parties may unlawfully intercept or access transmissions or private communications.



As Business develops, we might buy other companies or their assets or sell our business assets. Customer info is generally among the company assets involved in such trades. Therefore, in case that Business or all of its assets are acquired, customer information, including any visitor information collected through the Site, would be one of the transferred assets. To learn more see our 'Notification of Changes' section below.



Finally, Company reserves the right to disclose member information in special cases when we have reason to think that disclosing this info is required to identify, contact or bring legal action against a person who may be causing injury to or interference with (either intentionally or unintentionally) Company's rights or property, other visitors, members, or anyone else that might be harmed by such activities. Company also reserves the proper to disclose member or visitor information when we believe in good faith that the law requires it.



We hold the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or comply having a judicial proceeding, court order, or legal process served on our Web site.




Sharing information with affiliates

When you submit your request for information or quote, you're granting permission to be contacted by YPIS.INFO or affiliated third parties. An 'affiliate company' is a company under legal contract with YPIS.INFO to meet services or is a business owned in whole ore in part by YPIS.INFO.




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